Farah Aziz
Leads transfer-path reconstructions for retail and Islamic banks. Previously sat in internal audit on channel and payments reviews.
Practice
We sit with retail operations, channel governance, and internal audit while they still have time to change the application—not after the committee has already heard that “customers cannot exceed their limit.”
Why we exist
Banks and e-money issuers in Malaysia accumulate maker-checker matrices, vendor walkthroughs, and UAT screenshots faster than they sample live customer instructions. SchemaCloud Hub Advisory exists to slow that pile down: reconstruct the path a transfer actually took, name the accounts that can skip a step, and leave a pack someone can attach to a sitting.
We work from No. 114 Jln Damai, Kuala Lumpur, Wilayah Persekutuan, 55000, Malaysia. Clients are typically domestic commercial banks, Islamic banks, and e-money issuers whose customers move funds through a mobile application rather than a branch slip. We do not sell software licences or process payments on this site.
How we work
Engagements are time-bounded financial audits of applications: trail packs, maker-checker walkthroughs, payee-integrity reviews, limit tests, and privileged-function examinations. You bring read-only access and a named owner; we bring sampling, writing, and a walkthrough. Fees on the site are informational until a statement of work is confirmed.
Introduce your mobile banking application
People who write the packs
A small Kuala Lumpur team. Engagements are staffed from this office, not from a rotating bench of unnamed contractors.
Daniel Wong
Walks maker-checker and privileged-function samples. Writes the exception notes committees actually attach to a pack.
Siti Rahmah
Selects live instructions and payee changes from production extracts. Keeps the pack tied to named documents, not demo companies.